How Our Legal Terms Cover Your Account
When you open an account on makmur77, these terms form the agreement between you and us. They govern everything from how you deposit via DANA, OVO, or GoPay through to how we process your personal data and respond to account-related requests. Indonesian law shapes how these
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terms apply to you — if a clause conflicts with a regulation in your region, the applicable local rule takes precedence, and we will not ask you to waive a right you hold under that law. We do not restrict access based on payment method alone;
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your wallet choice — whether that is DANA, OVO, or GoPay — does not affect your standing under these terms. We keep a version history of this policy and will notify account holders of material changes through the registered contact method on file. If you disagree
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with a revised term, you have the right to close your account before the change takes effect. Nothing here limits a statutory right you hold as a consumer under Indonesian consumer-protection rules.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.